Should I Have More Than One Health Insurance Policy?
Posted: March 10, 2020
It is not an unusual situation for a person to have coverage under more than one health insurance policy. For example, this often happens with spouses who have their own health insurance through their employers and are also covered through their spouses’ employers. Employees age 65 and older may have Medicare in addition to employer-sponsored health insurance. Retirees may have employer-sponsored retiree insurance, plus Medicare...
How Long Will My Life Insurance Application Take?
Posted: March 7, 2020
Applying for life insurance may seem like a daunting process, but knowing what to expect can make it simpler and easier for you. Depending on a variety of factors, the underwriting approval process can take anywhere from a few days to a few months or longer. The following are the basic steps you can expect with a life insurance application process. Gather Up The Necessary...
Easy Home Workouts For Better Health
Posted: February 25, 2020
There is no denying the health and beauty benefits of exercise. But what if you’re not ready to commit to a gym membership or invest in expensive equipment that takes up space in your home? You can still get in shape from the comfort of your own home, with a series of easy exercises, using whatever you have available. Leg Lifts Lie on your back...
Can I Designate Someone Other Than A Family Member As My Beneficiary?
Posted: February 22, 2020
Although many people name family members as beneficiaries on their life insurance policies, it is certainly not a requirement. There are almost no rules restricting who you can choose, and you can change your beneficiary at any time (for example, after a divorce). The only universal restriction for life insurance beneficiaries is age. You cannot name a minor as your beneficiary. To provide a person...
What Should I Do If My Co-Workers Start Getting Sick?
Posted: February 10, 2020
Flu season is upon us, and too many people are showing up for work sick. Perhaps they have deadlines to meet or simply cannot afford to miss an important meeting. Or maybe they missed that part in science class when the germ theory was covered. Regardless of the reason, the problem remains the same. Sick co-workers spread germs around and put others at risk for...